DRIVER EDUCATION CONSULTANTS

(631) 360-9720


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WE ARE PLEASED TO OFFER AN ONLINE DEFENSIVE DRIVING COURSE
FOR POINT REDUCTION AND INSURANCE DISCOUNT

PLEASE SEE OUR ONLINE COURSE PAGE FOR MORE DETAILS!


COMMONLY ASKED QUESTIONS & ANSWERS ABOUT OUR COURSE

General Information

I Just recevied a ticket, what should I do?

How do I know that my Insurance Company or the DMV will accept my certificate from your program?

What is the Defensive Driving Course?

Can an organization/company benefit from offering this course?

Who will benefit from completing a Defensive Driving Course?

How can I find a course closest to my home or office?

How can I benefit from taking the Defensive Driving Course?

How often can I take the Defensive Driving Course?


NYS Department of Motor Vehicle Point Reduction

After I complete the course, how do I receive the point reduction?

What effect does point reduction have on my license and driving record?


Insurance Premium Reductions

After completing the course, how do I receive insurance reduction?

Will the course prevent my insurance company from raising my premiums?

What if more than one person named on a policy completes the course?

Will assigned risks and youthful operators receive the discounts?

If a youthful operator is already receiving a driver education discount, can the PIRP discount also be applied?


Programs for Use by Traffic Court Judges


GENERAL INFORMATION

I JUST RECEIVED A TICKET, WHAT SHOULD I DO?

Some violations of the Vehicle and Traffic Law carry pentalties called points. If you receive too may points on your driver's license you may have your license suspended or revoked. Driving is a privilege after all! If you are found guilty or plead guilty of the violation and are close to the maximum point threshold, we recommend that you call us to register for one of our classes. You may also wish to contact an attorney.

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HOW DO I KNOW THAT MY INSURANCE COMPANY OR THE DMV WILL ACCEPT MY CERTIFICATE FROM YOUR PROGRAM?

We are a certified program and our certificate is accepted by both insuramce companies and the DMV. If you are still unsure, contact either the DMV or your insurance agent.

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WHAT IS THE DEFENSIVE DRIVING COURSE?

The Defensive Driving Course is a six hour classroom course (no in-car instruction) presented by a DMV and National Safety Council certified instructor, who, with the help of modern, multimedia techniques, offers you a new approach to learning accident prevention skills.

You will receive a course guide to use in the classroom as well as for future reference. Even the most experienced drivers find the course interesting and filled with valuable safe driving tips. It is also great for new drivers and about-to-be drivers. Family involvement is encouraged.

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CAN AN ORGANIZATION/COMPANY BENEFIT FROM OFFERING THIS COURSE?

Driver Education Consultants is available to present our Defensive Driving Course at all churches, synagogues, organizations, companies, lodges, fire districts, housing complexes, hospitals, libraries, PTA's, school districts, and clubs. This is an excellent community oriented program designed to help save lives, and reduce insurance premiums, and DMV points. This is accompished by helping the participants learn safe driving skills in a fun and relaxed atmosphere. It is an excellent fundraising program, and of major importance to companies who want their vehicles on the road, and their employees working instead of in bed recuperating.

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WHO WILL BENEFIT FROM COMPLETING A DEFENSIVE DRIVING COURSE?

All drivers will benefit from our Defensive Driving Course, including new drivers, experienced drivers, mature drivers, assigned risks, and operators of commercial vehicles (contact your insurance company to determine if a discount is available for your commercial vehicle).

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HOW CAN I FIND A COURSE CLOSEST TO MY HOME OR OFFICE?

Our Defensive Driving Courses are held at various locations throughout all of Long Island and areas within the boroughs of New York City. You can click here or call us at (631) 360-9720 for more details and/or information.

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HOW CAN I BENEFIT FROM TAKING THE DEFENSIVE DRIVING COURSE?

There are many benefits received by completing our Defensive Driving Course. The following are just some of those beneifts:

- You will learn skills that may save your life and the life of someone driving with you,

- The DMV will reduce the chargeable points (up to 4 points) on your driving record for any violation(s) received during the 18 months prior to the course completion. (Note: You may only receive point reduction one time during any 18 month period),

- The person who completes the DDC must receive a minimum of a 10% discount for the liability, collision, and PIP portions of the participants insurance. It is in addition to any other reductions you are presently receiving. This applies to ALL land operated private motor vehicles (including motorcycles and RVs) of which he/she is the principal operator (regardless of who is the registered owner). The discount is applicable for a full 3 years from the date of completion.

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HOW OFTEN CAN I TAKE THE DEFENSIVE DRIVING COURSE?

- Anyone may complete a course at any time with the hope of improving his/her driving skills.

- Insurance Reduction is in effect for 3 full years from the date of completion, after which a course must again be completed.

- DMV points may only be reduced one time during any one 18-month period. Call us for more details.

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NYS DEPARTMENT OF MOTOR VEHICLE POINT REDUCTION

AFTER I COMPLETE THE COURSE, HOW DO I RECEIVE THE POINT REDUCTION?

The course sponsor automatically notifies DMV that you have completed the course. A course completion notation is entered on your record in the DMV computer. Convictions and original points remain on the record - they are not deleted. When the course completion notation goes on your record, the computer subtracts up to four points when calculating your point total. The course completion notation and point reduction are listed on printed copies of your driving record, along with the original points and convictions.

The course completion notation usually appears on your record within eight weeks after you complete the course. If you wish to verify that course completion has been noted on your record, request a copy of your driving record from DMV two months or more after completing the course. Give your full name, date of birth and motorist identification number as they appear on your license. Send this information and a check or money order for $6.00 payable to the Commissioner of Motor Vehicles, to the Public Service Bureau, Driver Abstracts, DMW, Empire State Plaza, Albany, NY 12228. You can get a copy of the abstract online at: http://www.nydmv.state.ny.us

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WHAT EFFECT DOES POINT REDUCTION HAVE ON MY LICENSE AND DRIVING RECORD?

Point reduction applies only to points for violations occurring within 18 months immediately before course completion. It does not affect points for earlier violations, and can never be used as a "credit" for future points.

Point reduction cannot reduce your point total lower than zero. If you have four or fewer points at the time you complete the course your point total will be reduced to zero.

If your license is already revoked or suspended, or if a violation point hearing has already been scheduled, point reduction will not affect that action.

Point reduction does not prevent or cancel mandatory suspensions or revocations for violations such as DWI or three speeding violations in 18 months.

Points may be reduced once in an 18-month period. However, if a driver
receives a ticket after completing the Defensive Driving Course, but did not have any accrued points being held against his/her license prior to taking the course, he/she will be eligible for point reduction immediately rather than having to wait 18 months from their completion date. He/she, therefore, can retake the course and receive point reduction. (Remember - Points can only be reduced ONCE in any 18 month period).

The DMV point system and insurance company point systems are separate and unrelated. Point reduction on your driving record does not affect points assigned by your insurance company for various violations and accidents.

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INSURANCE PREMIUM REDUCTIONS

AFTER COMPLETING THE COURSE, HOW DO I RECEIVE MY INSURANCE REDUCTION?

The course sponsor will mail you a completion certificate. Present it to your insurance company or agent for your liability, no-fault and collision premium discounts. If you do not receive your certificate within eight weeks of completing the course, contact the sponsor.

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WILL THE COURSE PREVENT MY INSURANCE COMPANY FROM RAISING MY PREMIUMS?

No. Insurance reduction does not prevent general premium increases, nor those due to violations or accidents. It provides a 10 % reduction, for three years, in the base rate of your liability, no-fault and collision premiums.

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WHAT IF MORE THAN ONE PERSON NAMED ON A POLICY COMPLETES THE COURSE?

The reduction applies to vehicles principally operated by the motorist who completes the course. The discount may be applied only once for each covered vehicle.

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WILL ASSIGNED RISKS AND YOUTHFUL OPERATORS RECEIVE THE DISCOUNTS?

Yes, any insured who is a principal operator and completes a PIRP course will receive the discount.

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IF A YOUTHFUL OPERATOR IS ALREADY RECEIVING A DRIVER EDUCATION DISCOUNT, CAN THE PIRP DISCOUNT ALSO BE APPLIED?

Check with your insurance company, or agent to see if both discounts will be given at the same time.

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PROGRAMS FOR USE BY TRAFFIC COURT JUDGES

Driver Improvement Programs is ready to deliver a new instructional intervention program that is aimed at non-DWI repeat traffic offenders to provide traffic courts with a means to reduce the rate of recidivism among this population.

Here are some key points that should be considered:

- Courts can sentence repeat traffic offenders to this program and not lose revenues from traffic fines and fees.

- This is no additional administrative burden on court clerks because judges choose to sentence non-DWI repeat traffic offenders to this program.

- The program provides a means for judges to take positive action to provide a responsible remedy to correct repeat traffic offenders' behavior.

    Supporting documentation can be obtained by contacting Driver Improvement Programs.

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Click here to e-mail us at driverteach@defensivedriving4ny.com for further information



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